Auto Insurance
As accidents may result in both property damage and personal injury to other motorists or pedestrians, auto insurance is mandated by law.
Having your motor vehicle insured is essential as it guarantees that costs incurred from repair and medical bills due to any injuries are all covered (within indicated coverage). Keeping proper coverage ensures that these sometimes prohibitively expensive costs are handled. As an added benefit, having appropriate insurance coverage allows one great peace of mind.
​
​
Types of Coverage:
​
-
Bodily Injury​​​​​​
-
Property Damage
-
Uninsured Motorist
-
Medical Payments
-
Collision
-
Comprehensive
-
Rental Reimbursement
-
Sound System
-
Towing and Labor
-
Personal Injury Protection
​
​
Liability Coverage for your Vehicle
​
​Liability insurance is intended for covering costs to a predetermined maximum for injury to one or more persons and for any property damage in which you are at fault. This coverage may extend to any costs for replacement of personal effects or other property that was directly affected by the collision.
​​
​All fifty states require various levels of liability insurance coverage on motor vehicles. Any costs incurred from an accident in which you were the cause are your responsibility. If you impact a vehicle and it results in property damage and/or personal injury, you are responsible for any repairs and medical services for the innocent party or parties involved.